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Covid-19: What does the health insurance cover?
Swiss Risk & Care answers frequently asked questions
[Notice to readers] These are unprecedented times and some of the information given may change as the authorities respond to the economic crisis. Therefore, the information will be updated regularly.
Is the coronavirus test covered by Swiss obligatory health insurance?
Since June 25, 2020
- The prescribing doctor specifies directly on her or his lab request form whether the test is carried out because of illness or because prescribed by the cantonal head physician. Please be aware: There is no reimbursement for voluntary tests request solely by the person who wants to get tested.
- The testing laboratory invoices the costs according to the doctor's prescription.
Between March 4 and June 24, 2020
Before 4th March, 2020
Are protective masks, disinfectants and other preventive products reimbursed?
The health insurers don’t pay any benefits for protective masks, disinfectants and other preventive products.
Who pays for coronavirus treatments?
The obligatory health insurance reimburses both laboratory and medical costs, regardless of the test result.
Legal co-payment amounts (deductible and 10% retention fee) apply.