Our mission is to advise you and accompany you in all your issues related to insurance or pension provision contracts.
To make things even easier for you, we have extended our original role as a corporate insurance broker to go even further particularly in the domain of actuarial counselling and services provided to HR departments.
The independant broker, specialised in insurances, pension fund and HR services.
Independence, our core value at your service.
A client-orientated organisation that insure excellent services.
We base our success on the commitment of our teams and the proximity that we cultivate with a wide variety of clients.
Insurance is essential and even obligatory to avoid finding oneself face to face with serious financial problems following unforeseen events. But how can one be sure of having coverage that is best adapted and at the lowest cost?
Having your own pension fund or your own foundation remains a demanding option today, generally reserved for large companies. For the majority of employers, the solution consists of affiliating with a standard collective foundation and delegating all decisions. Between these two models, there is however an alternative that remains largely unknown: the individualised occupational pension scheme.
Absence management is a significant concern for HR managers. While extended medical leave is naturally monitored closely, short and repeated absences actually represent a real warning sign. Although these absences may seem minor, they often reflect organisational dysfunctions, lack of motivation or unhappiness in teams.
Rising absenteeism has become a major HR challenge for companies. Absences, especially short-term ones, add up and generate significant direct costs, but also lasting organisational and human impacts. To be truly efficient, an absence management policy cannot be limited to just administrative monitoring or ad hoc measures; it has to be one part of a structured approach that combines prevention, steering and support.
In Switzerland, preparing for retirement doesn’t mean just waiting for the last day of work. It is a true lifelong project that is built over time and requires making informed choices: annuity or capital, early or partial retirement, pension buy-in and tax optimisation.