Occupational pension provisions
Swiss Risk & Care offers comprehensive advice on occupational pension provisions and a view of all social benefits, both professional and private.
Read more Complete coverage of your risks thanks to our methodology and expertise
As brokers, it is our job to advise you and provide support for all the questions concerning your insurances and pension provisions. In complete independence.
As your needs evolve, we adapt the solutions to your situation throughout the life of your mandate with us, whether you are a company or an individual.
Our experts are there for you and know how to meet your specificities and needs in a long-term relationship of confidence.
A proven methodology in 6 steps
With ongoing training, our experts provide permanent monitoring that allows them to manage and adapt your contracts depending on your needs and risks, following a rigorous six-step methodology to guarantee excellence.
Benchmark Insurers
We create a benchmark for insurance companies by branch according to various analysis criteria. This allows us to issue our calls for tender on a basis that is both trustworthy and current in order to best meet your needs.
Risk analysis
The follow-up and administration of your claims allow our teams of actuaries to precisely analyse your risk profile. This significant work is frequently a source of innovation.
Our scientific approach enables us to establish an actuarial review which will help to cast light on your choices.
Depending on your loss ratio and financing capacity, we can help you to implement self-insurance models, particularly for your loss of earnings or healthcare expenses contracts.
Negotiations with Insurers
As an independent broker, we issue our calls for tender in all fairness and transparency based on the precise requirements specification validated with our clients.
Negotiations regarding the correct price for your risk insurance is made easier when our actuaries have been able to analyse your loss ratio.
Daily follow-up
The management of your insurance policies requires ongoing work in order to access all the optimisation paths and master the various parameters. It is our role, as an independent broker to take care of your contracts and provide you with our support in the management of your risks.
We place the following four services at your disposal:
- Our support
- HR tool (guidance for HR losses)
- Risk management tool
- Reporting
Our news
Financial planning: organising your pension makes all the difference
06.09.2022
At a time when the Confederation is trying to launch a new reform of the 2nd pillar, business managers are looking for the most efficient solutions to make their assets grow and plan their retirement as well as that of their employees.
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Case management, the lethal weapon against absenteeism
15.06.2022
The experts all agree on one thing: absenteeism is on the increase. Worryingly, this increase now also concerns the under-35s and executives, independently of the effects in connection with Covid.
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Post-Covid telework for cross-border workers: the HR headache
06.04.2022
There will be a before and after Covid concerning telework for cross-border workers. The current derogatory rules have been extended until 30 June. After this date, without an agreement, employers will be forced to prohibit teleworking for Geneva cross-border workers. Update on the subject.
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What is cyber insurance and should I underwrite an insurance policy?
17.03.2022
Not a day goes by without a company, large or small, falling victim to a cyber attack. For organisations, it’s no longer a matter of if but when they will fall victim. Faced with this situation, how do insurers cover the risk?
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