As brokers, it is our job to advise you and provide support for all the questions concerning your insurances and pension provisions. In complete independence.
As your needs evolve, we adapt the solutions to your situation throughout the life of your mandate with us, whether you are a company or an individual.
Our experts are there for you and know how to meet your specificities and needs in a long-term relationship of confidence.
With ongoing training, our experts provide permanent monitoring that allows them to manage and adapt your contracts depending on your needs and risks, following a rigorous six-step methodology to guarantee excellence.
We create a benchmark for insurance companies by branch according to various analysis criteria. This allows us to issue our calls for tender on a basis that is both trustworthy and current in order to best meet your needs.
The follow-up and administration of your claims allow our teams of actuaries to precisely analyse your risk profile. This significant work is frequently a source of innovation.
Our scientific approach enables us to establish an actuarial review which will help to cast light on your choices.
Depending on your loss ratio and financing capacity, we can help you to implement self-insurance models, particularly for your loss of earnings or healthcare expenses contracts.
As an independent broker, we issue our calls for tender in all fairness and transparency based on the precise requirements specification validated with our clients.
Negotiations regarding the correct price for your risk insurance is made easier when our actuaries have been able to analyse your loss ratio.
The management of your insurance policies requires ongoing work in order to access all the optimisation paths and master the various parameters. It is our role, as an independent broker to take care of your contracts and provide you with our support in the management of your risks.
We place the following four services at your disposal:
Qualibroker-Swiss Risk & Care offers comprehensive advice on occupational pension provisions and a view of all social benefits, both professional and private.
Payroll and HR services at your fingertips.
A scientific study to help you make your insurance choices.
Since 1st January 2025, there have been significant changes in the rules for reimbursement under supplementary health insurance policies in Switzerland, in particular for semi-private and private hospitalisation.
It is in the interests of companies to evaluate the work climate regularly in order to assess its real impact on their performance. By integrating appropriate survey tools, they will be able to identify strong points and areas for improvement, while fostering a culture of care and engagement. In this way, surveys become a real strategic lever to enhance employer branding. An explanation from Lucas Roveda, Training Consultant at Ismat Group.
Personal pension planning and life insurance are much more than an investment: they are a safety blanket for your family and assets and, if you are an entrepreneur, they ensure the continuity of your business. Here we look at the benefits of some of the different solutions available.
Discover all the key figures relating to insurance and pension