Complete coverage of your risks thanks to our methodology and expertise

As brokers, it is our job to advise you and provide support for all the questions concerning your insurances and pension provisions. In complete independence.
As your needs evolve, we adapt the solutions to your situation throughout the life of your mandate with us, whether you are a company or an individual.
Our experts are there for you and know how to meet your specificities and needs in a long-term relationship of confidence.

A proven methodology in 6 steps

With ongoing training, our experts provide permanent monitoring that allows them to manage and adapt your contracts depending on your needs and risks, following a rigorous six-step methodology to guarantee excellence.
Benchmark Insurers
We create a benchmark for insurance companies by branch according to various analysis criteria. This allows us to issue our calls for tender on a basis that is both trustworthy and current in order to best meet your needs.
Risk analysis

The follow-up and administration of your claims allow our teams of actuaries to precisely analyse your risk profile. This significant work is frequently a source of innovation.

Our scientific approach enables us to establish an actuarial review which will help to cast light on your choices.

Depending on your loss ratio and financing capacity, we can help you to implement self-insurance models, particularly for your loss of earnings or healthcare expenses contracts.

Negotiations with Insurers
As an independent broker, we issue our calls for tender in all fairness and transparency based on the precise requirements specification validated with our clients.
Negotiations regarding the correct price for your risk insurance is made easier when our actuaries have been able to analyse your loss ratio.
Daily follow-up

The management of your insurance policies requires ongoing work in order to access all the optimisation paths and master the various parameters. It is our role, as an independent broker to take care of your contracts and provide you with our support in the management of your risks.

We place the following four services at your disposal:

  • Our support
  • HR tool (guidance for HR losses)
  • Risk management tool
  • Reporting
Our services 
Our news 

Facing new risks


In the face of new risks that are not covered or only partially covered by traditional insurance policies, such as movable assets and civil liability insurance, insurers are making several polices available collectively to companies.
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Taking stock of our attitude to work


Employees’ attitude to work has undergone deep transformation over the last decade. This evolution was therefore already in place well before the health crisis and it is forcing those working in Human Resources to adapt to the new paradigm.
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