No matter what the size or the line of business of your company, it may be led to confront unexpected events: floods, fire, theft, civil liability claims, legal proceedings, etc. To avoid serious financial consequences and to avoid jeopardising your business, it is necessary to insure the global assets of your company using two types of guarantee: Object Insurance and Asset Insurance.
From the analysis of your particular needs to the management of your claims, taking into account the negotiation and implementation of your Objects and Assets insurance policies, we are always there for you. With good coverage, you will be able to limit financial losses for your company in the event of a disaster, and rapidly resume your activities and thus retain your clients’ confidence.
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Object insurance covers four main risks: fire, water damage, theft and broken glass. Other risks can be covered by special insurance depending on the nature or use of your goods. Following the analysis of the specific risks you may encounter; we will help you to negotiate and implement the appropriate Object Insurance coverage to protect your property both in Switzerland and abroad.
You should adequately insure all your company’s movable property, especially your means of production and your IT infrastructure.
Your level of guarantees and services should be tailored to your needs and enable a rapid recovery from a major disaster.
Limit your risks during the transport of your merchandise by taking out appropriate coverage and favouring rapid and full compensation.
No matter what your needs are in construction (renovation, construction of a new building, etc.), we can provide you with support to secure your project.
Along with our partners, we can provide you with support over the entire risk chain in order to secure and develop your international exchanges.
Asset insurance protects your company’s assets. It guarantees the reimbursement of any financial losses incurred following an insured event. However, while multiple situations can lead to a reduction of a company’s assets, few are insured. There are three main types of insurance:
Corporate civil liability covers you for damages caused to a third party due to your infrastructure (premises, installations), your activities or your products and services. You will thus be protected from the possibly very high financial consequences of this type of incident.
Legal insurance is designed to protect your company in the event of a legal dispute. In general, it provides two particularly useful services: legal assistance in Switzerland and abroad and the payment of legal costs which can be very expensive.
In the event of a disaster, you means of production may be temporarily out of service leading to a loss of income. This coverage is particularly useful to entrepreneurs and will allow them to avoid any cash flow worries.
Because the choice of coverage is not sufficient; our experts will provide you with support on a daily basis to manage your contracts and the various claims which could arise throughout your professional activities. In case of a dispute with an insurer, we will help you to make your voice heard and defend your interests. Far from the image of a “compensation provider”, we see ourselves as a real partner by your side, to help you to overcome difficulties or, even better, to avoid them. In practical terms, our organisation is based on providing you with a dedicated counsellor who is responsible for establishing a long-term relationship based on trust.
An overall vision of risk thanks to our team of qualified insurance specialists
Attentive to your problems
Guarantee of independent advice
Health insurance solutions for your staff, adapted to your HR strategy.
Since 1st January 2025, there have been significant changes in the rules for reimbursement under supplementary health insurance policies in Switzerland, in particular for semi-private and private hospitalisation.
It is in the interests of companies to evaluate the work climate regularly in order to assess its real impact on their performance. By integrating appropriate survey tools, they will be able to identify strong points and areas for improvement, while fostering a culture of care and engagement. In this way, surveys become a real strategic lever to enhance employer branding. An explanation from Lucas Roveda, Training Consultant at Ismat Group.
Personal pension planning and life insurance are much more than an investment: they are a safety blanket for your family and assets and, if you are an entrepreneur, they ensure the continuity of your business. Here we look at the benefits of some of the different solutions available.
Discover all the key figures relating to insurance and pension