Capital or lump-sum: a choice with long term consequences.
With negative interest rates and the drop in the predicted pensions, the option of choosing a capital or a lump-sum for our retirement has become a big question.
The current way of life shows new family structures (stepfamily, single-parent family, PACS, etc.) and requires new thoughts in terms of occupational pension benefits.
Our experts can help you find solutions that fit your personal situation and the following points: guaranteed income, taxation, succession, etc).