Optimise your health insurance plans



With subscription premiums and excess charges on the rise, your basic health insurance costs could soon become a real burden on your budget. Grab the bull by the horns and find the right insurance models to keep your premiums down. The independent experts on our FMSI Team – Individual Solutions for Health Insurance – are on hand to help you find your way through the jungle of insurance solutions, using their exhaustive knowledge of the market to keep your payments low while ensuring that you get the best possible cover. You could save up to 60% on the cost of your current basic plan. So why pay more?

Our goal: to find the perfect cover for you

We provide totally independent expert advice, to help you find the right level of insurance coverage to suit your needs. Are you looking for a private healthcare plan which guarantees full coverage if something happens while you are abroad? No problem. We use a questionnaire to establish your precise requirements in all areas of health cover:
  • Hospitalisation
  • Outpatient
  • Dental
  • Overseas care
  • Alternative medicine
This information is then analysed and fed into the Swiss Risk & Care comparison engine. We help you to interpret the results, and provide recommendations to help guide you in your choice. Deal-finding and negotiations with insurers are also part of our mission.

Our health insurance comparison engine

An innovative tool, the only one of its kind on the market, designed to analyse the packages offered by 7 insurance providers, their premium costs and the solvency of the insurers. Our system has been independently developed, and covers more targeted criteria than any other comparison tool.

In detail

Sanitas, CSS, Helsana, Groupe Mutuel, Swica, Visana and Concordia are insurance companies which have been selected following an analysis of the following criteria:
  • Positioning in the market
  • Financial situation (reserves, solvency ratio, compensation funds, etc.)
  • Evolution of premiums
  • Evolution and quality of service



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