Unrivalled skills and expert know-how optimising your management operations and delivering high-quality services.
Read more Discover our 3 steps methodology to enhance your internal HR strategy

The Bilan Social Entreprise (BSE) or Corporate Benefit Statement, or how to optimise your social security
In many cases, when managing your personal insurance, two distinct stakeholders are involved: the insurance broker and the LPP expert. However, these two fields are completely separate from each other and do not allow the company to optimise its social expenses, much less for employees to get a clear idea of its services.
Because of its unique positioning in the market, Swiss Risk & Care combines LPP know-how with brokerage expertise. We have created a dedicated tool, the Corporate Benefit Statement. From a detailed analysis of your situation and setting your objectives in terms of services, our experts help you identify what improvements actions to take and how to reduce cases of under-insurance or over-insurance. This work enables you to optimise your social spending over the long term.
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The Bilan Social Individuel (BSI) or Individual Benefit Statement
Whether related or not with the preliminary analysis of the Corporate Benefit Statement, Swiss Risk & Care offers HR services to highlight the company's HR policy with the Bilan Social Individuel (BSI) or Individual Benefit Statement.
A digitalised tool that is fully customised to each employee’s circumstances (age, marital status, salary, etc.) and the business’ conditions (LAA, LPP, etc.), the BSI allows the benefits to be quickly provided in cases of death, disability, or retirement. This tool also highlights employee/employer contributions, in comparison to legal minimums.
In addition to a more simplified reading and access to information, BSI adds value to the HR benefits that the company offers to employees, thereby strengthening their loyalty.
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How many of us can really claim to understand the inner workings of the Swiss social system?
Swiss Risk & Care guides you
Given the complexity of the 3-pillar model, and the peculiarities created by the individual circumstances and needs of each company, employees often feel lost, and ask their HR Department to assist in their efforts. Or worse, they may not be aware of certain information.
To avoid these scenarios and lighten the load for HR departments, Swiss Risk & Care provides employees with a fully customised company document library. Our guides cover various and varied topics, including:
- Guide for new company arrivals
- Company setup guide
- Choosing your health cover