Do you need cash quickly to launch your independent activity, to purchase material or to finance other expenses linked to your business? Qualibroker-Swiss Risk & Care can help you to find the financing solution that meets your needs and can negotiate the best conditions for you with our network of partners.
Our financing solutions are designed for independents, those who are self-employed and members of the liberal professions.
Those who are independent or active in liberal professions often have difficulty obtaining financing from banking institutions. Why? They lack the necessary securities, such as a monthly income or a permanent employment contract. Even if a loan is granted, they require the payment of high interest rates. We are aware of this problem and of the time-consuming aspect of seeking a loan. Our team can guide you, depending on your needs, to the ideal banking partner offering the best rates.
We can provide you with counselling and professional insurance offers that are adapted to your constraints and budget.
As an independent, have you thought about hedging yourself against the hazards of life? We are here to guarantee your income throughout your working life and to plan financially for your retirement.
Rising absenteeism has become a major HR challenge for companies. Absences, especially short-term ones, add up and generate significant direct costs, but also lasting organisational and human impacts. To be truly efficient, an absence management policy cannot be limited to just administrative monitoring or ad hoc measures; it has to be one part of a structured approach that combines prevention, steering and support.
In Switzerland, preparing for retirement doesn’t mean just waiting for the last day of work. It is a true lifelong project that is built over time and requires making informed choices: annuity or capital, early or partial retirement, pension buy-in and tax optimisation.
Absence management is a significant concern for HR managers. While extended medical leave is naturally monitored closely, short and repeated absences actually represent a real warning sign. Although these absences may seem minor, they often reflect organisational dysfunctions, lack of motivation or unhappiness in teams.
Discover all the key figures relating to insurance and pension