Interview of Pascal Payot
DA legal advice and support service was added to the Swiss Risk & Care occupational pension offering in Sep- tember 2017. Who is it aimed at and what are the benefits? Answered by the Director, Pascal Payot.
Who is the legal advice aimed at?
This service is intended both for clients and non-clients of our actuarial, management and investment services. As well as pension funds wishing to obtain legal advice on specific issues or having its rules reviewed can call on us, even if it is not already a client. An «à la carte» service will then be offered. We receive requests from Boards of Trustees and pension fund management bodies, as well as companies and their HR departments.
What are the benefits of using Swiss Risk & Care legal services?
We fully personalize our services. We have the ability to provide explanations and advise and to search for tailor-made solutions. We examine the needs and the specific situation of each client in order to provide the appropriate services. Using us to draft regulations and legal documents for pension institutions enables you to comply with good governance standards by continuously updating this documentation. Last but not least: you are guaranteed that all legal aspects are coordinated and are in compliance. A definite asset when Boards of Trustees are exposed to legal liabilit.
In addition to legal advice, we can also provide you with training in occupational pensions. The liability of the Board of Trustees is the most commonly requested topic. Why?
Firstly, being the “militiamen» of occupational pension funds, the members of the Board of Trustees have had a legal obligation to undergo training since the first revision of the BVG/LPP. Secondly, they may be called on to answer decisions taken in this regard on their own private wealth. Why stress more than one person! The risks and the keys to controlling these risks are taught to them, and they are then monitored with great interest, which can only provide educators such as myself with pleasure!
Pascal Payot, Director - Legal officer at Swiss Risk & Care. With 20 years of professional experience, he is responsible for legal advice and training.