We are living in a world that is constantly changing, ever more rapidly, that is living through periods of instability and even crises, more frequently than before. The fluctuation of the financial markets, the emergence of new risks, climate change and evolving society are all factors that can have a strong impact on corporate profitability. Added to this, constant regulatory and normative developments mean that in-depth knowledge of the areas of expertise, that are insurance and pension provisions, are requisite.
Acquiring devices for calculation and modelling and taking advantage of the advice provided by risk management experts are the key factors for any company or institution. We have developed these competencies at Swiss Risk & Care in order to provide support for our clients in their growth.
We offer a wide range of additional, high added-value services:
Actuarial counselling Risk management counselling
Rising absenteeism has become a major HR challenge for companies. Absences, especially short-term ones, add up and generate significant direct costs, but also lasting organisational and human impacts. To be truly efficient, an absence management policy cannot be limited to just administrative monitoring or ad hoc measures; it has to be one part of a structured approach that combines prevention, steering and support.
In Switzerland, preparing for retirement doesn’t mean just waiting for the last day of work. It is a true lifelong project that is built over time and requires making informed choices: annuity or capital, early or partial retirement, pension buy-in and tax optimisation.
Absence management is a significant concern for HR managers. While extended medical leave is naturally monitored closely, short and repeated absences actually represent a real warning sign. Although these absences may seem minor, they often reflect organisational dysfunctions, lack of motivation or unhappiness in teams.
Discover all the key figures relating to insurance and pension