Having good health insurance has numerous advantages, including for employers. Companies can then participate in the implementation of collective or individual health insurance solutions. While it is not necessary, the employer’s financial participation constitutes a real benefit for employees and becomes an important element in increasing employee loyalty.
Depending on your employment strategy and the population to be insured, Qualibroker-Swiss Risk & Care offers three types of solution:
These solutions are destined to SMEs, SMIs, large national companies or multinationals and to public institutions.
Would you like to know more?
Depending on the population to be insured (Swiss residents, impatriates/expatriates, cross-border workers, persons seconded, family members) and your employment strategy, we can offer you adapted solutions:
Our CareDesk is responsible for the management of your health insurance contract and guarantees you local service:
Offering health insurance solutions provides a social advantage. When it is included in your global HR policy, it can increase loyalty amongst your employees and attract new talent. In comparison with the concurrence, you have the benefit of an important asset and your attractiveness is enhanced.
Good health insurance coverage has a direct impact on employees as it affects their health and encourages them to return to work.
The reduction of absenteeism also leads to controlled management of personal insurance premiums. Optimising your social costs also has an impact on your taxes.
The support provided by Qualibroker-Swiss Risk & Care will release HR from answering staff questions and the daily management of contracts.
With the framework contract, the group contract or the group contract with franchise managment, employee healthcare coverage will be optimised, at favourable rates. The insurance offers are analysed in the light of individual needs and a personalised recommendation is proposed to help with the decision.
In the context of framework and group contracts, the employees have a reduction on supplementary insurance and no restrictions on entry.
Our CareDesks are staffed by multilingual specialists who are at your staff’s disposal during the implementation of coverage and to answer their specific questions throughout the life of the contract.
An employee is diagnosed with a stage 4 herniated disc and surgery is required.
Inpatient treatment in semi-private ward, surgery a few hours after hospitalisation.
Due to the fast intervention, the employee has a shorter sick leave and can return to work more quickly. By setting up a group contract for health insurance, the employer ensures that his employee has a good insurance coverage and improves the profitability of his company’s insurance contracts (UVG, UVGZ, loss of earnings insurance, etc.).
An employee spends more than CHF 1,400 a year on complementary health insurance, which enables him or her to fill the gaps in the obligatory health insurance coverage and to be insured, for example, for hospitalisation in a clinic.
The employer sets up a group contract that enables the employees to save up to 10% of their insurance premiums and to obtain a better insurance coverage.
In case the employee falls ill, he/she will have the possibility to choose the specialist and to obtain excellent treatment.
Health insurance solutions for your staff, adapted to your HR strategy.
Several solutions are available to help employers meet the legal obligation to replace workers on sick leave. Some of the less well- known ones can resolve these financial problems.
Qualibroker-Swiss Risk & Care answers frequently asked questions