Payroll management in Switzerland: our advice
19.04.2023
The current value means the new value minus the loss of value due to age, use or wear and tear.
If it is an emergency, all care will be covered by your health insurance. If care is provided in one of the member countries of the European Union, your expenses will be covered according to the legislation of the country in which you are staying on presentation of your European Health Insurance Card.
The daily indemnity corresponds to 80 % of the salary and is paid as of the third day following the accident.
As the head of a company, the law does not oblige you to subscribe to an insurance for loss of earnings due to illness. Nonetheless, you are legally held responsible for maintaining the payment of salaries to your staff if they are on sick leave, for a length of time that depends upon the Code of Obligations. This is a situation that can rapidly cost a company a lot of money. The insurance for loss of earnings due to illness makes it possible to assume the salaries for staff.
If you are independent and cannot work for a certain period, the insurance for loss of earnings can also be very helpful to you through the daily indemnities you will receive.
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