Advice & Services

Take advantage of the advice and services of your independent broker 

Our advices

Portfolio Management

Financial planning

Tax optimisation

Capital or lump-sum
 

A global actor

By choosing Swiss Risk & Care as its partner, you use a professional that will guide you for insurance and pension matters.

Thanks to your teams’expertise and our strict process we support your actions and simplify the management of your insurance portfolio.
 
The option of a single provider allows you to optimise your costs and have a single efficient contact with a global overview of your insurance needs.

Portfolio Management

Discover our methodology:

 
 
 

Analysis of needs


Although it is a key step in managing your insurance, it is often overlooked. Yet a solution can only be effective if it actually meets your needs. An initial exploratory interview and an analysis of your current policies will enable our consultants to define your expectations.

The insurer’s negotiation


As independent brokers, our role is to constantly challenge insurers and, based on specifications agreed with our clients, we organise calls for tenders in all fairness and transparency.

 

A daily follow-up


The management of your insurance portfolio requires constant monitoring to reach the best optimisation while mastering all parameters. As independent brokers, it is our role to handle your contracts and to accompany you in risk management.
 
Our team of experts will guide you through all stages of contracts management. Thanks to their market knowledge and to the good understanding of your needs, a personalised action plan will be established for every insurance cover.

Financial planning

Building a financial estate to achieve long-term personal goals often requires financial planning.
 
With financial planning, you receive a comprehensive analysis that considers all financial aspects. Your needs change throughout life, and we help you plan your budget over the long term.

Tax optimisation

As part of your wealth creation strategy, the tax aspects represent a significant benefit to consider.

Whether at the cantonal or federal level, our experts advise you in your choice of solutions.

Capital or lump-sum?

A choice with long term consequences.

With negative interest rates and the drop in the predicted pensions, the option of choosing a capital or a lump-sum for our retirement has become a big question.
 
The current way of life shows new family structures (stepfamily, single-parent family, PACS, etc.) and requires new thoughts in terms of occupational pension benefits.
 
Our experts can help you find solutions that fit your personal situation and the following points: guaranteed income, taxation, succession, etc).

Your contact

Joël Théodoloz
Joël Théodoloz
Private Clients Director

Contact us

My name is and I am contacting you as an individual.
I am interested in Swiss Risk & Care and wish to obtain more information about .

I can be reached by phone at and by email at the address .
I prefer to be contacted by .
I want to tell you something: